Michelle L. Cramer

Lead Actuary

Michelle L. Cramer is lead actuary at Andesa Services.Michelle L. Cramer, FSA, MAAA,¬†works in collaboration with Andesa’s business development, distribution services, technology and client service areas.

Michelle is a seasoned actuary with more than 15 years of experience. Before joining the Andesa team in 2014, she held the position of Life Actuarial Assistant/NF Actuary at Harleysville Life Insurance Company/Nationwide in Harleysville, Pa. Previously, she worked at The Hartford in Florham Park, N.J. serving in a number of roles.

Michelle earned her bachelor of arts in mathematics from The College of New Jersey and is a Fellow of Society of Actuaries and Member of the American Academy of Actuaries.


Michelle Cramer on LinkedIn


Andesa Services Successfully Completes SOC Examinations


BCTV Features Article on Andesa CEO’s Appointment to Albright Board of Trustees


My 2018 Summer Reading List