Michelle L. Cramer

Director of Client Relationships Management/ Chief Actuary

Michelle L. Cramer is lead actuary at Andesa Services.Michelle L. Cramer, FSA, MAAA, accountable for client management and retention.

Michelle is a seasoned actuary with more than 15 years of experience. Before joining the Andesa team in 2014, she held the position of Life Actuarial Assistant/NF Actuary at Harleysville Life Insurance Company/Nationwide in Harleysville, Pa. Previously, she worked at The Hartford in Florham Park, N.J. serving in a number of roles.

Michelle earned her bachelor of arts in mathematics from The College of New Jersey and is a Fellow of Society of Actuaries and Member of the American Academy of Actuaries.


Michelle Cramer on LinkedIn


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